AI-powered • Bank-grade security • Free to start
Finally understand exactly where your money goes
Upload statements from any bank. MoneyFlow automatically categorizes transactions, detects recurring bills, and shows you the financial picture no spreadsheet could.
Chase
& Huntington
AI
Transaction analysis
2FA
Secure access
100%
Private & secure
Your financial dashboard
Everything at a glance
A complete picture of your income, expenses, and net worth — updated the moment you upload a new statement.
Monthly income
$7,466
Monthly expenses
$6,890
Net surplus
+$576
Savings rate
7.7%
Spending by category — March 2026
Income vs expenses — last 4 months
Features
Built for real financial clarity
MoneyFlow goes far beyond basic budgeting. It's an intelligent financial analyst that works on your bank data.
Multi-bank statement import
Upload PDF or CSV statements from Chase, Huntington, Bank of America, Wells Fargo, and more. Unknown banks are analyzed by AI automatically.
Recurring payment detection
AI identifies subscriptions, loan payments, and regular income across months — even when amounts vary slightly. See exactly what bills are coming.
AI-powered categorization
Every transaction is automatically categorized. The AI learns from patterns and cleans up messy bank descriptions into readable merchant names.
Payment calendar
See every upcoming bill and expected deposit on a monthly or weekly calendar view. Know your cash flow before it happens — never be surprised.
Interactive spending drilldown
Click any category to see every transaction behind it. Switch between months to compare spending and spot trends across your financial history.
Bank-grade security
Two-factor authentication via SMS or email. Trusted device management. AES-encrypted storage. Your financial data is protected like it deserves to be.
How it works
Up and running in minutes
No bank account linking required. Just upload your statements and MoneyFlow does the rest.
1
Create your account
Sign up with your name, email, and phone number. Verify your email and enable two-factor authentication for maximum security.
2
Upload your statements
Download PDF or CSV statements from your bank's website and upload them to MoneyFlow. We support Chase, Huntington, and dozens more.
3
Get instant insights
Your dashboard comes alive with spending breakdowns, income analysis, recurring payment detection, and savings rate calculations — instantly.
Start understanding your finances today
Free to get started. No bank account linking. No credit card required. Your data stays private.
Create your free account