Plaid live sync • Upload any statement • AI-powered • Free to start

Finally understand exactly where your money goes

Link your bank instantly via Plaid, or upload PDF and CSV statements from any bank. MoneyFlow automatically categorizes transactions, detects recurring bills, and gives you the complete financial picture no spreadsheet could.

Create your free account Sign in to dashboard
Plaid
Live bank sync
10,000+
Banks supported
2FA
Secure access
100%
Private & secure
Your financial dashboard

Everything at a glance

A complete picture of your income, expenses, and net worth — updated instantly via Plaid sync or whenever you upload a new statement.

Monthly income
$7,466
Monthly expenses
$6,890
Net surplus
+$576
Savings rate
7.7%
Spending by category — March 2026
Housing 42%, Food 18%, Transport 12%, Entertainment 8%, Healthcare 7%, Other 13%.
Income vs expenses — last 4 months
Jan income $7200 expenses $6900, Feb income $7400 expenses $7100, Mar income $7100 expenses $6600, Apr income $7600 expenses $6900.
Features

Built for real financial clarity

Connect via Plaid for live transaction sync, or upload statements from any bank. MoneyFlow is an intelligent financial analyst that works on your data, whichever way you bring it in.

🔗
Live bank sync via Plaid
Link your bank account in seconds with Plaid. Transactions sync automatically — no manual uploads ever needed. Supports 10,000+ financial institutions worldwide.
📄
Statement upload — any bank
Prefer not to link? Upload PDF or CSV statements from Chase, Huntington, Bank of America, Wells Fargo, and more. AI parses unknown formats automatically.
🔄
Recurring payment detection
AI identifies subscriptions, loan payments, and regular income across months — even when amounts vary slightly. See exactly what bills are coming.
✨
AI-powered categorization
Every transaction is automatically categorized. The AI learns from patterns and cleans up messy bank descriptions into readable merchant names.
📅
Payment calendar
See every upcoming bill and expected deposit on a monthly or weekly calendar view. Know your cash flow before it happens — never be surprised.
📊
Interactive spending drilldown
Click any category to see every transaction behind it. Switch between months to compare spending and spot trends across your financial history.
🔐
Bank-grade security
Two-factor authentication via SMS or email. Trusted device management. AES-encrypted storage. Your financial data is protected like it deserves to be.
How it works

Up and running in minutes

Link your bank with Plaid for automatic sync, or upload statements manually — your choice. MoneyFlow handles everything either way.

1
Create your account
Sign up with your name, email, and phone number. Verify your email and enable two-factor authentication for maximum security.
2
Connect your bank — your way
Plaid sync: Link instantly and transactions flow in automatically from 10,000+ banks. Statement upload: Download a PDF or CSV from your bank's website and upload it. Both options work with any institution.
3
Get instant insights
Your dashboard comes alive with spending breakdowns, income analysis, recurring payment detection, and savings rate calculations — instantly.

Start understanding your finances today

Free to get started. Link via Plaid or upload statements — your choice. No credit card required. Your data stays private.

Create your free account